Why RuPay needs its own test data
RuPay cards use different numbering and issuer behaviour than Visa/Mastercard. Testing only with 4242 leaves gaps in domestic routing, NPCI-specific flows, and RuPay decline messaging on Indian gateways.
Scenarios available
Generate RuPay test cards for success, insufficient_funds, do_not_honor, expired_card, incorrect_cvv, 3ds_challenge, and network_timeout — each with API docs and optional webhook delivery.